help, but recent research shows... ...nothing transforms schools like investing in advanced teacher education. let's build a strong foundation. let's invest in our teachers so they can inspire our students. let's solve this. why they have a raise your rate cd. tonight our guest, thomas sargent. nobel laureate in economics, and one of the most cited economists in the world. professor sargent, can you tell me what cd rates will be in two years? no. if he can't, no one can. that's why ally has a raise your rate cd. ally bank. your money needs an ally. >>> where can back, everybody. about 50 minutes left in the trading session. if you're just joining us, get you caught up on the markets. near the lows of the session. stocks seeing red today on concerns about third quarter earnings still to come and uncertainty about when spain will request a bail youout. the prime minister said that word is not imminent. that was the word he used. right now the dow is down. the materials, technology, consumer discretionary all dragging the markets lower at this hour. maria. >> bill, you know her exit from yahoo!